Buletin Takaful

Source: The Star, 12th April 2011

Malaysia has successfully propelled the takaful industry to the next level, says RAM Rating Services Bhd.

Driven by increasing demand, the takaful industry has evolved from one that only contained a single player with limited basic products to a viable sector that has been integrated into the mainstream financial system, the rating agency said in a statement yesterday.

“While not as prominent as the overall Islamic banking industry, takaful is marching ahead at its own pace with a 20% to 26% year-on-year growth in terms of total assets and contributions between 2004 and 2009,” it said.

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Sumber: Berita Harian, 11hb April 2011

Umat Islam yang ingin menunaikan haji dan umrah secara persendirian tidak akan diwajibkan untuk membeli pakej lengkap perlindungan insurans daripada ejen pelancongan sah dan berlesen kerana ia lebih baik jika ditawarkan sebagai pakej pilihan supaya tidak membebankan jemaah.

Menteri di Jabatan Perdana Menteri, Datuk Seri Jamil Khir Baharom, berkata adalah lebih baik ia ditawarkan secara pilihan kepada peserta yang menunaikan haji dan umrah secara persendirian kerana ia adalah hak mereka untuk mendapatkan perkhidmatan diinginkan. Beliau berkata, kerajaan melalui pengurusan Lembaga Tabung Haji (Tabung Haji) juga tidak pernah mengenakan sebarang kos tambahan bagi membiayai takaful kepada jemaah yang ingin menunaikan haji dan umrah melalui agensi berkenaan. “Bagaimanapun, jika ada pihak lain yang mahu memperkenalkannya itu adalah baik tetapi saya rasa biar ia ditawarkan sebagai pilihan kepada bakal haji yang memerlukan perkhidmatan itu.

“Saya perlu jelaskan kerana saya juga menerima rungutan daripada orang ramai yang keliru kerana menganggap ia turut dikenakan ke atas bakal haji yang pergi melalui Tabung Haji.

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Source: The Star, 9th April 2011

The Malaysian Association of Tour and Travel Agents (MATTA) and a major insurance company here have come up with a scheme to support a Government requirement that all haj and umrah pilgrims must have takaful (Islamic insurance) coverage.

MATTA president Datuk Khalid Harun said the association and Hong Leong Tokio Marine Takaful Bhd (HLTM Takaful) would be collaborating on the newly-launched MATTA Haj and Umrah Personal Accident Takaful Scheme.

“The scheme conforms with Section 6(1A) of the Tourism Industry Act, which makes it compulsory for haj and umrah pilgrims to have valid takaful coverage,” he said after the signing of a MoU between MATTA and HLTM Takaful at Putra World Trade Centre yesterday.

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