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Topik: The Edge Daily

Source: The Edge Daily, 24th September 2008

American International Assurance Bhd (AIA Malaysia) announced yesterday that it had received an International Takaful Operator (ITO) licence from Bank Negara Malaysia (BNM).

The licence allows the insurer to undertake takaful business in foreign currency, mainly in US dollars, to residents and non residents. However, this does not put the insurer in direct competition with the others in the already competitive market of Takaful insurance.

At the moment the US dollar denominated Takaful insurance products are sold only in Labuan. The market for this segment of business is niche as the premiums are high.

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Source: The Edge Daily, 28th July 2008

Malayan Banking Bhd yesterday launched the country’s shortest-term investment-linked takaful plan, a two-year commodities fund with a full subscription value of RM200 million.

Amirudin Abdul Halim, deputy chief executive of Etiqa Takaful Bhd, Maybank’s takaful arm, said Takaful Al-Waqi, a single-premium plan, is designed for investors looking for short-term investment with a potential upside return of 8.81% per annum.

He said the potential upside is attractive compared to the 12-month general investment account (GIA) or fixed deposit rates.

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Source: The Edge Daily, 2nd July 2008

AmIslamic Bank Bhd launched its first syariah-compliant investment-linked plan, the AmHigh Takaful Investment Linked Plan, targeting 11,000 participants and RM40 million in contributions within the first year.

The plan offers participants takaful protection and a choice of two investment strategies, AmHigh Islamic Cash Strategy or AmHigh Islamic Equity Strategies, depending on their risk appetite.

Takaful protection for the plan is provided by Syarikat Takaful Ikhlas Sdn Bhd, while its shared services system is provided Germany-based financial services group FWU AG.

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